In today’s digital age, accessing government services has become easier than ever, but applying for FREE government programs can seem overwhelming – especially when you’re living from paycheck to paycheck. But the good news is that with just a smartphone in your hand, you can apply for a variety of FREE government programs right from your phone. That’s why we’ve gathered 12 government resources providing valuable assistance and support that saves you money.
These government programs are diversified, from healthcare and nutrition to housing and education, and help people living from paycheck to paycheck. Our specialty is FREE Cell Phone Service through the Lifeline and Affordable Connectivity Programs.
In this blog post, we’ll explore 12 free government programs you can apply straight from your phone. Whether you’re in need of financial aid, healthcare coverage, or support for your small business, these programs are designed to help you thrive by cutting down on your monthly bills and expenses by providing:
- Much-needed financial assistance
- Food and nutritional services
- Medical care
- Peace of mind
12 FREE Government Programs to Apply to Straight from Your Phone
Here are 12 different government programs that you may be eligible for. Whether you are in need of financial aid, healthcare coverage, or educational support, discovering these programs improve your quality of life and open up new opportunities to thrive.
The Social Security Administration is responsible for granting retirement, disability, and survivor benefits for individuals who have worked and paid into the system with taxes. You can apply for benefits online, by phone, or in person at a local office.
(If you’re on a fixed income, you don’t have to pay for Phone Service.)
2. Apply to Medicare on Your Phone
Medicare is the federal health insurance program for people who are 65 or older, as well as some younger people with disabilities. You can apply for Medicare online right on your phone or by contacting the Social Security Administration.
3. Apply for Medicaid Right from Your Phone
Medicaid is a joint federal-state program providing health insurance for people with limited incomes. Eligibility and application processes vary by state, so you’ll need to check your state’s Medicaid website for more information. It’s really easy to do straight from your phone.
4. Apply for the Supplemental Nutrition Assistance Program (SNAP/Food Stamps/EBT)
The Supplemental Nutrition Program is a federal program that helps low-income individuals and families buy food. However, the amount of money awarded depends on the size of your household and its total income.
5. Get Federal Housing Assistance Programs Straight from Your Phone
The U.S. Department of Housing and Urban Development (HUD) offers a variety of programs to help low-income individuals and families afford safe housing.
Eligibility and application processes vary by program. You’ll need to check HUD’s website for more information. Here are a few programs you may be eligible for:
Section 8 Housing Choice Voucher Program: This program provides rental assistance to eligible low-income families, seniors, and people with disabilities. Participants can use their vouchers to rent privately-owned housing of their choice and pay a portion of their income towards rent.
Public Housing: This program provides affordable housing to low-income families, seniors, and people with disabilities in properties owned and managed by local public housing authorities (PHAs).
Homeownership Assistance: HUD offers several programs to help low- and moderate-income families purchase homes, including the Federal Housing Administration (FHA) loan program and the Good Neighbor Next Door program.
Housing Counseling Services: HUD provides free or low-cost counseling services to help renters, homeowners, and prospective buyers understand their housing options, navigate the homebuying process, and avoid foreclosure. Choose your state to find out more information about programs near you.
6. Apply for Child Care Assistance on Your Phone
The Child Care and Development Fund (CCDF) is a federal program providing financial assistance for families in need to help pay for child care.
According to a 2021 report by Child Care Aware of America, the national average weekly cost of full-time childcare is:
- $213 for one infant
- $195 for one toddler
- $181 for one preschooler
- $174 for one school-age child
For families with multiple children, the cost increases. For example, the average weekly cost of childcare for two children is $404, $580 for three, and $736 for four kids.
These statistics are national averages and the cost of childcare can be significantly higher in some areas of the country, especially in big cities with high living costs.
Don’t miss out on getting help paying for childcare. You and your little ones are entitled to aid if you qualify. Eligibility and application for The Child Care and Development Fund (CCDF) processes vary by state, so you’ll need to check your state’s CCDF website for more information.
7. Apply for Women, Infants, and Children (WIC) on Your Smartphone
Women, Infants, and Children (WIC) is a federal program that provides nutrition education, healthy food, and other support services to pregnant women, new mothers, and young children. The program helps improve the health and nutrition of low-earning women, infants, and children who are at nutritional risk.
WIC provides a variety of services to eligible participants, including healthy food options, breastfeeding support, and referrals to other health and social services. Beneficiaries receive a monthly food package that includes foods such as milk, cheese, eggs, cereal, fruits, and vegetables.
8. Apply for Energy Assistance on Your Phone
The Low Income Home Energy Assistance Program (LIHEAP) is a federal program that provides financial assistance to help low-income households pay for heating and cooling costs. In some cases, households may need to provide documentation such as proof of income, energy bills, and identification. Eligibility and the application processes vary by state, so you’ll need to check your state’s LIHEAP website for the fine details.
9. You May Be Eligible for Tax Credits
The Internal Revenue Service (IRS) offers a variety of tax credits to help low- and moderate-income families reduce their tax burden and increase their income. Here are some tax credits you can look into.
(Keep in mind there are many more tax credit opportunities that are not listed here.)
- American Opportunity Tax Credit (AOTC): The AOTC is a tax credit available to eligible students who are pursuing higher education. The credit is worth up to $2,500 per eligible student per year and can be claimed for up to four years.
- Lifetime Learning Credit (LLC): The LLC is a tax credit also available to eligible students pursuing higher education. The credit is worth up to $2,000 per tax return and can be claimed for an unlimited number of years.
- Retirement Savings Contributions Credit (also known as the Saver’s Credit): This credit is available to low- and moderate-income taxpayers who make contributions to a qualified retirement plan, such as a 401(k) or IRA.
- The credit amount is based on income and the amount of money paid into savings. The benefit can be worth up to $1,000 for individuals and up to $2,000 for married couples filing jointly. Click here for eligibility requirements.
- Child and Dependent Care Credit: This credit is available to taxpayers who paid for childcare in order to work or look for work. The credit amount is based on the amount paid for care, the number of children or dependents you have, and your income and can be worth up to $1,050 for one child or dependent or up to $2,100 for two or more children or dependents.
- Mortgage Interest Credit: This credit is available to eligible low- to moderate-income taxpayers who receive a Mortgage Credit Certificate (MCC) from their state or local government. The credit can be worth up to 20% of the mortgage interest paid each year and can be claimed for the life of the mortgage.
10. Apply for Small Business Administration (SBA) Loans on Your FREE Phone
The Small Business Administration (SBA) is a government agency providing support to entrepreneurs and small businesses. One of the ways they do this is by offering a variety of loan programs. These government loans are designed to help businesses access the capital they need to start, grow, and succeed.
- 7(a) Loan Program: This is the SBA’s most popular loan program, designed to help businesses get money for working capital, equipment purchases, and buying real estate. These loans can be up to $5 million and have flexible terms and rates.
- CDC/504 Loan Program: This program is designed to help small businesses buy real estate or equipment. Loans can be up to $20 million, paid over 10 or 20 years. This loan is specifically for for-profit businesses. Non-profit organizations cannot use this program for grants.
- Microloan Program: This program provides businesses with loans up to $50,000 to help with working capital, inventory, equipment, or other expenses. These loans are typically used by businesses that have a hard time accessing traditional bank loans.
- Disaster Loan Program: This program provides low-interest loans to businesses that have been affected by natural disasters. The loans can be used to repair or replace damaged property, inventory, and equipment.
11. Apply for UNLIMITED Data, Talk & Text with the Affordable Connectivity Program
The Affordable Connectivity Program helps people living from paycheck to paycheck get FREE Cell Phone Service. The ACP program makes sure people who qualify have access to the communication services they need. With Q Link Wireless, our ACP beneficiaries enjoy UNLIMITED Data, Talk & Text, exclusive smartphone deals, and quality service on one of America’s largest 4G LTE/5G networks. Click here to apply for ACP and get FREE Cell Phone Service.
12. Apply for FREE Government Phone Service with Lifeline
The Lifeline program provides FREE Cell Phone Service for low-income earners, helping families stay connected with their loved ones, access emergency services, find employment opportunities, and stay informed. Lifeline empowers communities in need by eliminating barriers to communication. With Q Link Wireless, Lifeline beneficiaries receive FREE Talk & Text and 4.5GB of Data every month.
This is a very short list of the Government Services that you can apply for straight from your phone. Here’s a comprehensive list of government programs. We make it easy to apply for federal assistance from the convenience of your phone with our FREE Cell Phone Service.
Get FREE Cell Phone Service with Q Link Wireless
Q Link Wireless is a great option for those looking for a FREE Phone, low-cost tablet, and FREE Phone Service. We offer a variety of popular phones, including Apple and Samsung, to complement your FREE Data, Talk & Text services.
- No Credit Checks
- No Fees
- No Monthly Phone Bill
- Exclusive Phone Deals
Signing up for FREE government phone service with Q Link is fast and simple. Setting up your FREE monthly service plan is even easier. All you have to do is insert your SIM Card to start your plan and ditch your monthly phone bill. Apply here to get your FREE SIM Card.
You won’t have to pay an activation fee when you start using your FREE Cell Phone Service.
(Other companies charge $30-$60. Yikes.)
We make it easy to access essential communication and internet services without breaking the bank. Your FREE Cell Phone Service coverage is nationwide and hosted on one of America’s largest 4G LTE/5G networks.